LEADING THE WAY AT EMIRATES NBD

The Emirates NBD Group, formed in 1963, is the leading banking group in the MENAT region. In March 2022, the bank’s total assets were at USD 189 billion. Emirates NBD bank is ranked among the top 20 in the Forbes’ list of the World’s Best Regarded Companies, securing aleading spotamongst global brands.

Innovation is the cornerstone of everything at Emirates NBD. The bank has received many accolades for transforming the banking landscape through products and services so customers can bank securely how and where they want to. Read more about innovation at Emirates NBD and how you can get involved as a partner in innovation.

The bank operates E20., a digital business bank for entrepreneurs and SMEs and Liv., the lifestyle digital bank for millennials, the fastest growing retail bank in the UAE and Saudi Arabia.The Emirates NBD Group serves customers, businesses, governments and institutions with a range of financial products and services including retail banking, corporate and institutional banking, Islamic banking, investment banking, asset management, global markets and treasury and brokerage operations.

The bank has operations in the UAE, Egypt, India, Turkey, Saudi Arabia, Singapore, the UK, Austria, Germanyand Bahrain, as well as representative offices in China and Indonesia. With a total of 901 branches and 4,060 ATMs, Cash Deposit Machines (CDMs) and Interactive Teller Machines (ITMs), including accessible and inclusive branches and world-class Online banking/Net banking/Internet banking, Phone banking & Mobile banking, the bank has made banking easily accessible for everyone, no matter where in the world they may be, or what their circumstances.

Emirates NBD is an active participant and supporter of the UAE’s main development and community initiatives, in close alignment with UAE government strategies, including financial literacy and advocacy for inclusion of people of determination under its #TogetherLimitless platform. Emirates NBD is recognized for its pioneering efforts in employee volunteering and corporate social responsibility (CSR) by IMPACT2030, the corporate volunteering arm of the United Nations. Emirates NBD Group was also a Premier Partner and the Official Banking Partner for Expo 2020 Dubai.

The bank has over 25,000 people from more than 70 different nationalities. Learn more about what it’s like to work at Emirates NBD, read about the bank’s CSR programmes, meet the team and learn all about the bank’s Emiratisation programmes.

Emirates NBD Group is always looking for new talent and you can apply right now if you see yourself in an exciting banking role in one of the best banks in the region that serves as an ambassador of economic and social progress for the UAE.

How to open a current or savings account at Emirates NBD

Emirates NBD is the leading banking group in the Middle East and North Africa (MENAT) region. The bank offers a large range of savings and checking accounts to suit your personal needs. You can quickly and instantly open an account from anywhere using the bank’s website or the mobile banking app, or just visit an Emirates NBD branch and have a member of staff help you.

 Once you are a customer with the bank, there are a variety of other accounts you can open too. Invest in a minor account for your children, fixed deposits, other deposit accounts, gold investment accounts or value accounts quite easily using your mobile banking app or online banking and start enjoying the bank’s services right away. Learn more here.

 To know all about how you can open an account with Emirates NBD, read this informative article.

Start using your account and register for Online and Mobile Banking

If you’re a new customer to the bank, you can start operating your Emirates NBD account as soon as you receive your debit card. Once you activate your card, you can use it for purchases and withdraw cash at ATMs, deposit cash directly to your account through the banks many cash deposit machines located conveniently across the UAE, and register for Online Banking and Mobile Banking.

To know more about the banks products and services or to get help get in touch with the bank.

Things to be mindful of while using your Emirates NBD credit card

Are you a credit card user? Or are you thinking of getting a credit card? If you are a credit card user or want to get one, here are a few things you might want to be mindful about:

Budgeting your expenditure

Overspending on a whim often happens especially when there’s no set budget in play. Advertisements drive you as a customer to use your credit card and spend more. Often, many of the purchases you make are items that you don’t really need. What’s the solution? Create a budget and stick with it. Budgeting really helps your keep a control on unnecessary expenditure.

Credit score

Having a good credit score helps especially when applying for a loan (Add link) or even a credit card. Why does a good credit score matter? A credit score basically measures your ability to repay the credit you have borrowed. No bank or financial institution will lend you money or offer you a credit card if you don’t have a good credit score. Read this article from Emirates NBD to see how you can improve your credit score.

Financial literacy

A recent survey performed in 2021 found that 55% of people ranging between 18-29 years old had at least one credit card. With the number of borrowing options these days, it’s very crucial to brush up on financial literacy.

Dues and payments

Never missing your credit card payments is a virtue. Missing a payment results in penalties, late fees and has a negative impact on your credit score. Which is the very reason why keeping a budget to track your expenses always helps.

Rewards and cashback points

Using your credit card for its benefits is the best way to make the most out of it. In return for your purchases, you earn rewards and points. Check out the benefits on Emirates NBD credit cards, they’re one of the best choices you can make.

Protect your card

Card fraud and thefts are on the rise. As a customer, you should never disclose any of your banking information to anyone. Do not share your card number, PIN, or any such confidential information. Remember, no bank will ever ask you for these details, so anyone asking for them over an email or call, is trying to fraud you. Here’s some useful information from Emirates NBD on security and how to protect yourself from credit card scams.

Be safe, pay your bills on time and make the most of your credit card.